Insurance and risk management designed exclusively for small businesses.
Whether a startup, a scale-up, or an established operation, we provide valuable protection in partnership with local independent insurance agents and brokers.
INDUSTRIES SERVED
Who we work with
Architects & Engineers
Building or Premises (Lessor’s Risk)
Clerical Office
Consulting
Artisan Contractors
Design & Marketing
Education & Training
Food & Hospitality
Janitorial Services
Landscaping & Lawn Care
Manufacturing
Personal Care
Retail & Wholesale Stores
Technology Professionals
Transportation & Logistics
PRODUCTS OFFERED
GENERAL LIABILITY
Premises liability and products-completed operations.
What is General Liability?
A General Liability policy is designed to protect your business from various risks and potential financial losses. It provides comprehensive coverage and tailored protection to give you peace of mind.
What does General Liability cover?
A standard insurance policy issued to business organizations to protect them against liability claims for bodily injury (BI) and property damage (PD) arising out of premises, operations, products-completed operations, and advertising and personal injury (PI) liability. The GL policy can also pay to investigate and defend claims on the insured’s behalf.
Who needs a General Liability Policy?
A GL policy is needed for all businesses whether large or small. This includes operations from an office to heavy construction exposures. All business owners need to understand there is always a chance for a claim to occur within your business, and a GL policy is one of the best ways to help protect your business
Professional Liability
Coming soon.
Business Owners Policy
Coming soon.
Workers Compensation
Coming soon.
INLAND MARINE
Coming soon.
WORKERS COMPENSATION
Protection for workers injured on the job.
What is a Workers Compensation Policy?
A Workers Compensation policy is a type of business insurance that provides benefits to employees who suffer work related injuries or illnesses.
What does a Workers Compensation policy Cover?
A workers compensation policy can cover medical expenses, lost wages, survivor benefits, permanent injury, and employers’ liability.
Who needs a Workers Compensation Policy?
A Workers Compensation Policy is needed for all business’ whether large or small that have employees.
BUSINESS OWNERS POLICY
Comprehensive coverage for property, general liability and Business income.
What is a Business Owners Policy?
A business owners policy, also known as a BOP, is one of the most poplar package policies for businesses. This policy combines two important coverages, General Liability and Commercial Property, into one policy along with enhancements that are typically not on the monoline policies.
What does a Business Owners Policy Cover?
A business owners policy can help cover Property damage, Bodily Injury, Product Liability, Your Building, Contents also know as BPP Business Personal Property and loss of income from your business.
Who needs a Business Owners Policy?
A Business Owners Policy is typically purchased from small to medium size business’ that would like to cover Property as well with a lower premium.
INLAND MARINE
Comprehensive coverage for property including tools and equipment.
What is an Inland Marine Policy?
An Inland Marine Policy, also known as Tools and Equipment, can cover your equipment if damaged or stolen.
Who needs an Inland Marine Policy?
An Inland Marine Policy is needed by any business whether small or large that has business equipment they own and use at different locations.
Product Availability
PRODUCTS OFFERED
GENERAL LIABILITY
Premises liability and products completed operations.
PROFESSIONAL LIABILITY
Coming soon.
BUSINESS OWNERS POLICY
Coming soon.
WORKERS COMPENSATION
Coming soon.
INLAND MARINE
Coming soon.
Get To Know
General Liability:
What does a GL policy cover?
The GL policy can cover third-party claims of bodily injury, property damage along with personal and advertising injury. The GL policy can also pay to investigate and defend claims on the insured behalf.
GL- Commercial General Liability (CGL) Policy
A standard insurance policy issued to business organizations to protect them against liability claims for bodily injury (BI) and property damage (PD) arising out of premises, operations, products, and completed operations; and advertising and personal injury (PI) liability.
Who needs a GL policy?
A GL policy is needed for all business’ whether large or small. This includes operations from an office to heavy construction exposures. All business owners need to understand there is always a chance for a claim to occur within your business and a GL policy is one of the best ways to help protect your business
Workers Compensation:
What is a Workers Compensation Policy?
A Workers Compensation policy is a type of business insurance that provides benefits to employees who sugar work related injuries or illnesses.
What does a Workers Compensation policy Cover?
A workers compensation policy can cover medical expenses, lost wages, survivor benefits, permanent injury, and employers’ liability.
Who needs a Workers Compensation Policy?
A Workers Compensation Policy is needed for all business’ whether large or small that have employees.
Business Owners:
What is a Business Owners Policy?
A business owners policy, also known as a BOP, is one of the most poplar package policies for businesses. This policy combines two important coverages, General Liability and Commercial Property, into one policy along with enhancements that are typically not on the monoline policies.
What does a Business Owners Policy Cover?
A business owners policy can help cover Property damage, Bodily Injury, Product Liability, Your Building, Contents also know as BPP Business Personal Property and loss of income from your business.
Who needs a Business Owners Policy?
A Business Owners Policy is typically purchased from small to medium size business’ that would like to cover Property as well with a lower premium.
Inland Marine:
What is an Inland Marine Policy?
An Inland Marine Policy, also known as Tools and Equipment, can cover your equipment if damaged or stolen.
Who needs an Inland Marine Policy?
An Inland Marine Policy is needed by any business whether small or large that has business equipment they own and use at different locations.
